EasyEquities Blog

What do wine and your portfolio have in common?

Written by Carly Esterhuizen | Jan 16, 2025 9:46:49 AM

Ever heard of borrowing money against a wine collection? It’s a thing. Imagine your prized Burgundy bottles not just sitting pretty but working hard to secure you some cash while they age gracefully. Well, you don’t need a cellar full of rare vintages, your investment portfolio can be just as handy, minus the corkscrews.

With EasyCredit, you can borrow against shares in your portfolio and use that cash however you like - whether it’s for maxing out your TFSA, tidying up your debt, unexpected expenses, or grabbing opportunities you don’t want to miss.

Why it’s better than selling your assets

Selling your wine collection? Blasphemy. Selling your shares? Also, why would you? Borrowing against these assets means you get the best of both worlds: cash in hand and the chance for your investments to keep growing.

EasyCredit - How it works:

  • Borrow up to R300,000 at prime + 3% per annum based on your portfolio value and constituents.
  • Only pay a 1% initiation fee to get started.
  • Repay over 12 months, with interest deducted monthly from your account’s free cash.

Best of all? Checking what you qualify for is obligation-free and won’t mess with your credit score. Easy peasy.

Make your investments work for you

Whether it’s a vintage Bordeaux or a portfolio packed with blue-chip shares, your assets have untapped potential. It’s time to unleash it. Borrowing against your investments is like letting them clock in some overtime while you focus on your goals. So, are you ready to put your portfolio to work?