Customize your Retirement Annuity

Being able to build your Retirement Annuity (RA) with portfolios from South Africa’s most renowned and trusted providers allows you to personalize your retirement investments. You are able to access the expertise and experience of reputable fund managers, without having to invest with a minimum amount or on an ongoing basis, which is often a requirement when investing directly with other financial institutions.

Customise your RA on EasyEquities by investing in unit trusts and bundles.

You can view and compare different unit trusts and bundles using our EasyWealth site. This also gives you the ability to filter by account type, allowing you to see which investment options are available in an RA account.

Disclaimer: 

Total amount invested is data as at 7 May 2024 sourced from EasyEquities and has been rounded to the nearest million. The ranking of top bought holdings is calculated on the basis of the number of clients that purchased an instrument for the period 1 January 2024 – 8 May 2024.

Bundle performance:

Source: EasyEquities. Date: 10 May 2024. The performance of the bundles is measured utilising EasyEquities data. The performance is calculated on a lump sum basis using the NAV figures of the model portfolio on the corresponding dates. Income distributions, prior to the deductions of applicable taxes, are included in the NAV and thus are included in this calculation. This is a total return based calculation. Individual investors returns may differ due to the actual date of their investment, date of reinvestment and dividend withholding tax. The model portfolio is a portfolio created by the manager seeded with a lump sum that an individual’s bundle rebalances to. Past performance does not guarantee future performance.

Unit trust performance

Source: EasyWealth. Date: 10 May 2024. The performance of each unit trust is 5 year annualised performance. Net asset value (“NAV”) is the total market value of the underlying assets in a portfolio, including any income accrued, less any permissible deductions from a portfolio. Permissible deductions include brokerage fees, auditor’s fees, bank charges, trustee fees, value added tax, securities transfer tax, other levies and taxes, and the service charge levied by the CIS manager. Units are the equal parts into which a portfolio is divided, which represents a proportionate interest in every underlying asset of the portfolio. The number of units in your investment account depends on how much you invest, the market value of the underlying assets in the portfolio and what the unit price is on the day that you buy the units.

Lump-sum performance returns are being quoted. Income distributions, prior to deduction of applicable taxes, are included in the performance calculations. NAV to NAV figures have been used for the performance calculations, as calculated by the manager at the valuation point defined in the deed, over all reporting periods. Investment performance calculations are available for verification upon request by any person. Reinvestment of income is calculated on the actual amount distributed per participatory interest, using the ex-dividend date NAV price of the applicable class of the portfolio, irrespective of the actual reinvestment date. The performance is calculated for the fee class. The individual investor performance may differ, due to initial fees, the actual investment date, the date of reinvestment and dividend withholding tax. The rate of return is calculated on a total return basis, and the following elements may involve a reduction of the investor’s capital: interest rates, economic outlook, inflation, deflation, economic and political shocks, or changes in economic policy. Annualised returns are period returns re-scaled to a period of one year. This allows investors to compare returns of different assets that they have owned for different lengths of time. All period returns greater than one year have been annualised. Returns for periods less than one year have not been annualised. A cumulative return is the aggregate amount an investment has gained or lost over time, independent of the period involved. Actual annual figures are available to the investor on request. Illustrative investment performance is for illustrative purposes only. Refer to Important FAIS and CIS Disclosures for detailed unit trust (CIS) disclosures. Past performance does not guarantee future performance.