Mbulelo, EasyEquities investor and proud EasyProtect policyholder, shares how he’s building wealth and security, one smart decision at a time.
I’ve always considered myself a long-term investor. I started early back in university. where a few friends and I started an investment club. More than just the markets; it was about building something. A future. A little breathing room. The kind of foundation we hoped would support us and maybe one day, our families.
Fast-forward a few years, and that future has a face, my wife, my kids, our home.
And suddenly, the decisions I make about money, investing, and security aren’t just about me anymore.
Thinking Like a Provider
Being a husband and a father shifted everything. It's making sure that if something ever happened to me, my family would get assistance. School fees paid. Lights on. Options open.
One of the things I’ve always disliked about traditional life insurance is how the premiums creep up each year. You end up paying more and more for cover that’s decreasing in value over time, and that just didn’t sit right with me.
EasyProtect offered something different. Something smarter.
“Now, unlike most other policies, my premiums get cheaper each year in real terms, instead of paying more and more for cover that decreases in value each year.”
That kind of structure gives me confidence. It means I can plan with more certainty, knowing that my cover is locked in, and I’m not going to wake up one day to find it unaffordable or no longer working for me.
Real Savings, Right Now
Before EasyProtect, I had another life cover policy. Same amount of cover. Very different cost.
“My EasyProtect policy cost me R210 less than what I was paying for the same amount of cover before.”
That’s R210 every month that stays in my pocket, or better yet, goes toward something meaningful for my family.
And since I invest regularly, my EasyProtect premiums are even more affordable thanks to the investor-linked discounts. It’s a system that rewards the way I already manage my money.
One of the other features I really value is being able to lower my cover and premiums as my investments grow. As someone who’s actively building wealth, that flexibility makes sense:
“The way I think of it is as a way to make sure I keep the cover I need, but no more, and save on premiums as a result.”
My goal is to reach a point (hopefully before retirement) where my investments are strong enough that I won’t need life cover anymore. And with EasyProtect, I don’t have to overpay in the meantime. It evolves with me.
That’s really what it’s about for me, having a plan that grows with me, supports the people I love, and gives me one less thing to worry about.
I don’t know what the future holds, but I know I’ve made a decision that puts my family first. And that feels like the kind of investment that will always be worth it.
Learn More
If you'd like to know more information about life cover, click here.
EasyProtect Life is a life insurance product underwritten and administered by Sanlam Life Insurance Limited, a licensed life insurer, and is offered exclusively on the EasyEquities platform for distribution by EasyEquities. EasyEquities is an authorised FSP, registered credit provider and licensed ODP.
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