Can Kids Really Start Investing? (Spoiler: Yes – and here’s how)

When we think of investors, we often imagine seasoned professionals in suits - not 14-year-olds with sneakers and school bags. But here’s the truth: you’re never too young to start growing your wealth.

At EasyEquities, we believe investing should be accessible to everyone - and that includes your kids. That’s why we’ve made it simple (and legal) for minors to begin their investing journeys under the guidance of a parent or guardian.

What can minors invest in?

Let’s keep it real: South African law doesn’t allow under-18s to move money offshore, which means no foreign currency wallets (like USD or EUR accounts).
BUT there’s still a whole lot they can do:

• Buy shares and ETFs on the JSE using a ZAR account

• Use their Tax-Free Savings Account (TFSA) to grow money without paying tax on gains

• Start a Retirement Annuity (RA) – the ultimate long game, with big tax benefits

• Explore EasyProperties to invest in real estate with the potential to earn from rental income

💡 All of this happens under the guidance of a parent or guardian, but the account is opened in the minor’s name. That means the growth is theirs - and so is the real-world experience of learning how to manage money early.

Why start now?

Because the earlier you begin, the more time your money has to grow.
Because building financial confidence as a teen = a game-changing head start.
Because learning how to invest is just as important as learning how to save.

And let’s be honest - wouldn’t it be cool if your child’s first R100 was given the chance to grow into R1,000 before they even left high school?

How to set up an account

Many financial institutions offer various options for minors to get started with investing - and EasyEquities is one of them. If you're curious about the possibilities, we've put together an FAQ that outlines what minors can and can't access on our platform, and how to get started.

The bottom line?

Whether you're a parent planting the seeds of financial literacy or a curious teen taking your first steps, it's never too early to start investing in your future.

Just so you know: investing always has some risk and returns can go up and down – so start small, learn as you go, and have fun with it!

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