How One Application Saved a Client Over R500k on Their Bond

How One Application Saved a Client Over R500k on Their Bond
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Getting a home loan doesn’t have to mean going bank to bank, hoping for a decent rate.

With EasyMortgages, you apply once, and the team sends your application to all major banks so they can put their best offer forward.

It’s a simpler process, and in many cases, it leads to a better rate. Like this one:

Real savings

One of our clients recently applied for a R2 million bond over 20 years. Because their application went through EasyMortgages, it reached multiple banks, and here’s what came back:

  Bank 1 (Prime) Bank 2 (Prime – 1.75%)
Loan amount R2 000 000 R2 000 000
Term 20 years 20 years
Interest rate 10.75% 9%
Monthly repayment R20 305 R17 995
Total repayable R4 873 099 R4 318 685
Total savings   R554 414

One application, two offers and more than R550k in potential savings over the loan period.

Why bank competition matters

When banks know they’re not the only ones on your shortlist, they sharpen their pencils.

That’s the benefit of applying through EasyMortgages:

You get options. And that gives you more control over what your bond looks like, now and long-term.

Here's another example from a different client:

  Bank 1 Bank 2
Loan amount R1 750 000 R1 750 000
Term 20 years 20 years
Interest rate 10.55% 9.53%
Monthly repayment R17 530 R16 347
Total repayable R4 207 311 R3 923 183
Total savings   R284 128

In both cases, the client didn’t have to negotiate or compare offers manually. The system did the work and the difference speaks for itself.

How EasyMortgages works

The idea is simple: one application, sent to all the right places.

Here’s the process:

  1. Apply online and  it takes just a few minutes

  2. We submit to multiple banks on your behalf

  3. You get the offers and choose the one that suits you

  4. We help you through the admin from approval to registration

And there’s no fee. You don’t pay us.

Mortgages made easy

EasyMortgages gives you access to that opportunity with less admin and more clarity.

Want to see what comes back for you? Here are some quick links to explore:




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Any opinions, news, research, reports, analyses, prices, or other information contained within this research is provided by an employee of EasyEquities an authorised FSP (FSP no 22588) as general market commentary and does not constitute investment advice for the purposes of the Financial Advisory and Intermediary Services Act, 2002. First World Trader (Pty) Ltd t/a EasyEquities (“EasyEquities”) does not warrant the correctness, accuracy, timeliness, reliability or completeness of any information (i) contained within this research and (ii) received from third party data providers. You must rely solely upon your own judgment in all aspects of your investment and/or trading decisions and all investments and/or trades are made at your own risk. EasyEquities (including any of their employees) will not accept any liability for any direct or indirect loss or damage, including without limitation, any loss of profit, which may arise directly or indirectly from use of or reliance on the market commentary. The content contained within is subject to change at any time without notice.

Any opinions, news, research, reports, analyses, prices, or other information contained within this research is provided by an employee of EasyEquities an authorised FSP (FSP no 22588) as general market commentary and does not constitute investment advice for the purposes of the Financial Advisory and Intermediary Services Act, 2002. First World Trader (Pty) Ltd t/a EasyEquities (“EasyEquities”) does not warrant the correctness, accuracy, timeliness, reliability or completeness of any information (i) contained within this research and (ii) received from third party data providers. You must rely solely upon your own judgment in all aspects of your investment and/or trading decisions and all investments and/or trades are made at your own risk. EasyEquities (including any of their employees) will not accept any liability for any direct or indirect loss or damage, including without limitation, any loss of profit, which may arise directly or indirectly from use of or reliance on the market commentary. The content contained within is subject to change at any time without notice.

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