5 Financial New Year Resolutions You Can Try for 2025

The New Year is here, and with it comes the perfect chance to hit refresh on our habits. While many of us jump into fitness goals or meal plans, let’s give some love to our finances too. Whether 2024 was financially challenging or fruitful, 2025 can be the year you take control. It will be your self-care list - simple, doable, and totally worth it.

• Audit your subscriptions (think Netflix, that gym membership you haven’t used in months, or premium apps).
• Cancel or downgrade the ones that no longer spark joy.
• Redirect those savings into an investing account. Whether it’s a Tax-Free Savings Account (TFSA) or your first ETF, watching your money grow can feel as satisfying as canceling that rarely-used streaming service.
  
  

• Delete your saved credit card info from online stores.
• Walk away from your cart for 24 hours. Chances are, you’ll forget half the items you thought you couldn’t live without.
• Track what you don’t spend and reward yourself by investing the difference.

• Set up automatic payments to avoid late fees.
• Aim for credit utilization below 30%. If you’re feeling ambitious, aim for under 10%.
• For investments, you may opt to use the autoinvest feature, so you can forget about automatically depositing to your account every month,

• Keep your financial records organized, future you will thank you during tax season.
• When you can, you have the option to max out your R36,000 TFSA contribution limit for 2025.

• Set a quarterly date to review your portfolio.
• Explore EasyEquities’ curated ETFs, AI Baskets and Investment themes for a stress-free, theme-based approach.
• You may want to check out AMETFs or unit trusts for expert management.

Align your investments with themes you’re passionate about. Love sustainability? There’s an ETF for that. Want global exposure? You’ve got options. Let your money reflect your values and always remember that little consistent actions lead to big wins.

With EasyEquities SA by your side, you’ve got the tools and support to make these resolutions stick.

So cheers to 2025 - your year of financial glow-ups!

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