From Cash to Digital - and Now Stablecoins

There was a time when carrying cash felt essential.

You needed it to pay for things. To get around. To function day to day.

Then cards became common. Then apps. Then digital wallets.

Money didn’t disappear - it changed how it moves.

Stablecoins are part of that same shift.

What is a stablecoin?

A stablecoin is a digital currency designed to keep a stable value by being pegged 1:1 to a real-world currency, like the Rand, the US Dollar, or the Euro.

They combine familiar value with modern digital infrastructure - allowing money to move instantly, at any time, without relying on traditional banking hours or processes.

At first, they can feel unfamiliar. But so did online banking once.

Why stablecoins matter

Stablecoins pegged to major global currencies are already widely used around the world.

They’re increasingly seen as foundational infrastructure for digital finance - supporting faster payments, lower friction, and always-on markets.

This isn’t about changing what money is. It’s about improving how money works.

Introducing ZARU

ZARU is a Rand-backed stablecoin, introduced through collaboration between EasyEquities, Luno, Sanlam and Lesaka.

Each ZARU is pegged 1:1 to the South African Rand and fully backed by Rand reserves, with independent monthly audits in place to support transparency and trust.

ZARU brings the Rand into a more connected, digital financial environment - while keeping it anchored to local value.

Access matters

As digital finance evolves, we want our community to be part of that journey - not catching up later.

Stablecoins are expected to unlock practical, real-world utility over time, including payments and on-chain transactions. ZARU has been introduced with that future in mind.

Familiar today. Normal tomorrow.

Every shift in money has felt strange at first.

Cards.
Online banking.
Tapping your phone to pay.

Stablecoins are simply the next step.

ZARU represents a move toward a more connected future - with the Rand still at the centre.