Preserve and Grow: 1% Cashback on Preservation Fund Transfers to EasyEquities

If you’ve got a preservation fund from a previous job, now’s the perfect time to transfer it to EasyEquities. Not only will it sit alongside all your other investments, but if you transfer it before 28 February 2025, you’ll get 1% cashback* on the value of your transferred portfolio.

This initiative is part of our commitment to helping you take control of your retirement savings while maximizing the value of your investments. Let’s explore why preservation funds are so valuable and why EasyEquities could be the best home for yours.

Why Preservation Funds Matter

Preservation funds allow you to transfer your accumulated retirement savings without paying immediate tax, helping you avoid the temptation of cashing out and incurring hefty tax penalties. Instead, your money stays invested, growing tax-free through market performance and the power of compounding returns.

Here’s what makes preservation funds a smart choice:

• Tax advantages: Transfers into preservation funds are tax-free, and growth within the fund (interest, dividends, and capital gains) is also exempt from tax.
• Investment growth: Your savings stay invested, continuing to grow with the market until retirement.
• Flexibility: You can choose an investment strategy that matches your risk tolerance and retirement goals.
• Protection from creditors: Your preservation fund savings are shielded from creditors.
• Estate planning benefits: Assets in a preservation fund are excluded from your estate, reducing executor fees and estate duties.

Now, let’s talk about why EasyEquities is the best place for your preservation fund.

The EasyEquities Advantage

EasyEquities builds on the benefits of traditional preservation funds by offering features that make managing your retirement savings simple, cost-effective, and tailored to your needs.

1. Low Fees

With EasyEquities, you’ll pay some of the lowest fees in the market. This means more of your savings stay invested, helping your money grow faster over time.

2. Investment Choice and Flexibility

Design a portfolio that works for you with access to a wide range of Regulation 28-compliant investment options:

• Active ETFs, unit trusts, South African government bonds, and managed portfolios (bundles).
• Local and global investment exposure through well-known providers like Allan Gray, Coronation, Satrix, Ninety One, and EasyAssetManagement.

3. Transparency

No hidden fees or complicated processes. You’ll have a clear view of your fund’s performance, fees, and contributions whenever you want.

4. Digital and User-Friendly Platform

Manage and track your preservation fund seamlessly through EasyEquities’ intuitive online platform or app. Check performance, rebalance portfolios, and stay in control - all from the palm of your hand.

5. Holistic Investment View

Keep all your investments in one place. Consolidate your preservation fund with your TFSA, USD, Crypto, Property and other accounts for a clear, comprehensive view of your financial progress.

6. Seamless Transition to a Living Annuity

When you’re ready to retire, EasyEquities makes it simple to move your preservation fund into a Living Annuity. You’ll continue to enjoy flexibility, low fees, and a wider range of investment options, including single stocks and ETFs, without Regulation 28 restrictions.

Make the Move

Whether you’re consolidating your retirement savings or looking for a platform that offers more control, EasyEquities has you covered. Preserve your savings, grow your wealth, and take control of your financial future with EasyEquities.

*Ts&Cs apply