Simplifying Retirement Planning the Easy Way 🤙

One can save for retirement in a variety of ways.

And one thing is certain – if you don’t, you will be dependent on family and friends when you are old and at your most vulnerable. So it is vital to consider the best way for you to maximise what you will have available to live on when you are retired and no longer able to work.

If you are at a large company, there is a strong likelihood that your employer deducts part of your salary each month and pays that over into a fund. That fund may even be administered by RISE EasyRetire and our clever team may in fact be responsible for managing the assets and working hard to get your best returns. Regardless of who the fund administrators and asset managers are, you are strongly encouraged – via your trustees – to engage with the fund and to make sure that you are happy with what is being done with YOUR money.

If you are entrepreneur or part-time worker, you may be saving each month for retirement using any of your EasyEquities wallets. The RA wallet has some tax benefits and a variety of unit trusts and bundles from RISE EasyRetire, Coronation, Satrix, Allan Gray and many other well-known brands. And in the other wallets you can access shares and ETFs both locally and internationally.

Seeing a gap between the two groups, EasyEquities launched the Easy Umbrella Fund (EUF).

The EUF is a multi-employer umbrella fund administered and managed by RISE EasyRetire. What this means is that a number of (smaller) employers can join the fund and not worry about the complexities of managing a stand-alone retirement scheme. Retirement deductions are paid over to the fund and is administered and managed by professional trustees in a safe, secure, transparent way. All employees can see their part of the fund daily, and also access many other EasyEquities wallets.

With EUF you have:

• Streamlined Retirement Planning: EUF offers a simple, all-in-one solution that takes the complexity out of retirement planning. A user can see everything in their portfolio in one place;
• A cost-effective solution: With zero admin fees, EUF is designed to maximize your retirement savings;
• Expert management: RISE EasyRetire have a solid track-record of maximising returns;
• Diverse investment options: EUF provides a range of investment choices, strategically blending active and passive strategies for optimal growth. You need not worry about any of the management and will receive quarterly reports on performance and where funds are invested. The experienced trustees exercise great care in their oversight of the funds management;
• Purpose-driven investments: We're committed to making a difference, investing in alternative asset classes that support green energy and address historical challenges like apartheid spatial planning.
• Tech-Savvy Experience which includes an AI-powered WhatsApp portal, a wealth hub, educational tools and more.

EUF caters to employers seeking a superior retirement benefit solution, with a special focus on those with 50-500 employees.

Send us an email at info@rise.co.za and we will be in touch to assist you and your team with all your retirement needs.

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Any opinions, news, research, reports, analyses, prices, or other information contained within this research is provided by an external contributor as general market commentary and does not constitute investment advice for the purposes of the Financial Advisory and Intermediary Services Act, 2002. First World Trader (Pty) Ltd t/a EasyEquities (“EasyEquities”) does not warrant the correctness, accuracy, timeliness, reliability or completeness of any information (i) contained within this research and (ii) received from third party data providers. You must rely solely upon your own judgment in all aspects of your investment and/or trading decisions and all investments and/or trades are made at your own risk. EasyEquities (including any of their employees) will not accept any liability for any direct or indirect loss or damage, including without limitation, any loss of profit, which may arise directly or indirectly from use of or reliance on the market commentary. The content contained within is subject to change at any time without notice.