4 reasons to face your investment fears

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Does the idea of investing give you the heebie jeebies? Getting started might freak you out, but not starting at all could be a decision that haunts you for the rest of your life. Here are some reasons why it’s worth facing your fears…

Skeletons under your mattress

Keep your money under a mattress or in a savings account and prepare to watch it get slowly gnawed away by inflation. According to this Moneyweb article, inflation could chow just less than 70% of your money’s value in two decades. Eek! Historically equities have offered the highest returns, which is why investing should be the solution to your fear, and not the source of it.

Fees not so frightening

Investment minimums and monthly fees are enough to give anyone the creeps! A lot of people, and especially millennials, assume that they need to have a serious bounty of money to invest with for it to be worth their while. As SA’s cheapest platform we’ve exorcized those demons – no monthly fees and no minimums – to make sure that what you put in gives you the most you can get out. This paired with our value based investing setup, means you can invest with as much as you can afford (as little as R5). Sound like an urban legend? Here’s a breakdown of our fees.

Spooktacularly easy

Just mentioning the word “investing” is sometimes enough to give people a skrik! The industry is notorious for appearing to have a lot more trick than treat by dressing up in ghoulish jargon and prickly processes. We’re not into that stuff, but even still – a lack of knowledge is a big kill joy for the most people who don’t come from a financial background. Luckily it’s not difficult to get your head around some of the basics with some easily accessible online videos, research and educational content. Get a little more in the know and you’re good to go.

Do you, boo!

The only way to really learn and get better at anything is to start. So do it, and don’t be scared to do it your way. You know more than you think you do and can make good investment decisions by trusting your gut and building on your knowledge as you go. It’s easy when you can start with small amounts! That way when you’re rocking multiple zero’s you’ve built enough know how and experience to invest with confidence.