Fibertime™ and EasyEquities Put Retirement Savings in Employees’ Hands

What happens when a fibre internet provider and an investment platform collaborate on employee benefits? fibertime™ and EasyEquities are showing how retirement savings can be simpler, more transparent and employee-driven. More from CN&CO.

How fibertime™ and EasyEquities Are Redefining Employee Retirement in South Africa

Two South African businesses with very different day jobs but a shared belief in access have quietly teamed up to do something ground-breaking: help employees take real ownership of their long-term financial futures.

fibertime™, a pay-as-you-go fibre internet provider, has partnered with investment platform EasyEquities to introduce retirement annuities and tax-free savings accounts for its employees, using EasyEquities as the underlying platform. (That’s the fibertime™ team in the pic above.) The initiative, which launched in December 2025, sees fibertime™ making a monthly contribution into each participating employee’s EasyEquities account as part of a longer-term retirement savings strategy.

The deal falls under the EasyEquities Umbrella Fund, a cost-effective retirement solution designed to enable employers to offer retirement benefits to their employees at low cost.

Why This Partnership Goes Beyond Traditional Employee Benefits

According to Higgo van Biljon of EasyEquities, the fibertime™ partnership is about more than benefits administration.

“EasyEquities exists to make investing accessible to everyone,” he says. “fibertime™ is doing something similar in its own world by expanding access to affordable, high-quality internet. Bringing those two ideas together felt natural.”

Higgo’s involvement is rooted in a long personal history with investing and the EasyEquities ecosystem. He has been investing in the stock market since the age of 13 and opened his own EasyEquities account in 2018.

“It’s so important to invest,” he says. “Because of my love for investing, I started a company in 2019 called FinMeUp, which began as a financial education business and later evolved into more. Even then, we were already working closely with EasyEquities, while I remained an active user of the platform.”

His relationship with the EasyEquities group extends beyond finance.

“I’m also a musician,” he adds. “When EasyProperties launched, my co-creator Daniel Baron and I performed at the launch using two of our songs. It’s been a long-standing relationship.”

(You can listen to Higgo’s latest single here.)

Higgo exited FinMeUp at the end of 2024 and joined EasyEquities as an employee in January 2025, taking on his current role. Through existing connections with Danvig de Bruyn and Erik Gouws, part of the Fibertime leadership team, Higgo was introduced to Joshua Nuttall. Josh, as it turns out, is well known to everyone at CN&CO. He formed part of both the CN&CO and EasyEquities teams during the late 2010s. His father, Tim, was executive head of St Stithians, where CN&CO founder Carel Nolte served for many years as chair of council. Just goes to show how the impact of relationships is long-lasting, even though said relationships may change in nature over the years.

But back to the EasyEquities/fibertime™ deal…

Unlike traditional employer group schemes, the EasyEquities model gives employees direct control over their investments. Contributions land as cash in each employee’s retirement annuity or tax-free savings account, after which individuals choose how to invest within a range of Regulation 28-compliant funds, including unit trusts and ETFs. There are no advice fees, full transparency on performance and no minimum or maximum employee numbers for employers wanting to participate.

For fibertime™ ’s Joshua Nuttall, the value of the partnership reflects fibertime™ ’s broader philosophy.

“We believe there is something on the internet for everyone. Once you have access, you can discover opportunities you didn’t have before. The same applies here. Give people access to investing tools, and they start engaging with their future in a very real way.”

fibertime™  currently employs just over 100 people and this partnership gives a growing employee base access to investment opportunities.

Higgo believes this hands-on approach is part of a wider shift.

“Companies and employees are increasingly tired of one-size-fits-all solutions,” he says. “This model empowers people to make conscious decisions, build the habit of monthly investing, and check in on their progress without complexity.”

The fibertime™ initiative is the first live example of what EasyEquities sees as a scalable offering for small and medium-sized businesses. Three more employers are already onboarding, and the model is open to any company, regardless of size or sector.

“Right now, we’re working on securing deals with a financial services company, a consulting business and a farming operation,” says Higgo.

Ultimately, the partnership tells a broader South African story: one of homegrown businesses, operating in adjacent but distinct industries, choosing to collaborate in practical ways that challenge convention and put access, choice and individual agency at the centre.

If you would like to find out more about how the EasyEquities Umbrella Fund can help your employees to reach their retirement goals, contact hvanbiljon@purplegroup.co.za.

“There are really no limits – upper or lower,” says Higgo. “We can work with 5 employees or 5 000! Contact us today.”

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Any opinions, news, research, reports, analyses, prices, or other information contained within this research is provided by an employee of EasyEquities an authorised FSP (FSP no 22588) as general market commentary and does not constitute investment advice for the purposes of the Financial Advisory and Intermediary Services Act, 2002. First World Trader (Pty) Ltd t/a EasyEquities (“EasyEquities”) does not warrant the correctness, accuracy, timeliness, reliability or completeness of any information (i) contained within this research and (ii) received from third party data providers. You must rely solely upon your own judgment in all aspects of your investment and/or trading decisions and all investments and/or trades are made at your own risk. EasyEquities (including any of their employees) will not accept any liability for any direct or indirect loss or damage, including without limitation, any loss of profit, which may arise directly or indirectly from use of or reliance on the market commentary. The content contained within is subject to change at any time without notice.