Types of Investment vehicles

Getting from point A to point B: are you comfortable with your investment ride?

When investing in financial assets, these asset classes come in different sizes and move at different speeds, which we call volatility.

The smaller the vehicle, the faster it may be, the quicker you may reach your financial destination, but the higher the risk. You don't want to find yourself only dependent on one asset class; diversifying with different investing vehicles may be an option to protect you against fluctuations in the stock market.

What are these assets classes?

Company shares

One common way to start investing is through buying shares in various listed companies, and these companies are the physical companies consumers purchase products and services from. These listed shares vary from cheap to expensive and can be traded anytime during market hours.

Despite the share price, you can buy any share of your desire in any listed company and earn dividends, if declared. This is because EasyEquities allows you to invest in a piece of a share. 

Exchange-Traded Funds (ETF)

Invested in more than one company, Exchange Traded Funds (ETF) give investors exposure to various companies under one fund with a specific theme. Like shares, there's no waiting period to invest, as one can invest in ETFs anytime during trading hours.

Unit Trusts

No time to pick and choose "the right stocks"? No worries.

Unit trusts are an investment vehicle that a fund manager actively manages.

These fund managers have an obligation to grow the value of the unit trust by identifying profitable assets for the unit trust. Unit trusts offer a variety of assets under one unit, and these assets can include property, shares and bonds.

EasyCrypto10

This crypto investment vehicle EasyCrypto10 (EC10), exposes investors to the top 10 crypto assets, determined by their market capitalization. These crypto-assets change from time to time, changing in positions between first to tenth, while new crypto assets may be introduced into the top 10 index as their market capitalization grows.

EasyProperties

We've all heard of someone talking about buying a property and getting tenants so that they can generate income. In this case, you are coming together with other investors to buy a share of property(s) with rental income benefits and no minimums. 

Without the hassle of looking for tenants and property management, you can earn dividends from the property's rental income you own.

Because properties are bought at a discount, this may offer better capital gain for investors who are investing for the long term.

Unlike listed shares (REIT), EasyProperties (EP) shares have a window to sell or buy more, open after every quarter; this is called an auction. Through this process, as a shareholder, you can sell your shares to someone willing to buy them at the price you sell them at, and if you still wish to be a shareholder, you can choose not to sell and hold. The auction also provides liquidity for the shares.

The more people are willing to buy the shares of your property at a higher price, the more the value of your share appreciates over time.