What Does a Well-Rounded Portfolio Look Like?

What Does a Well-Rounded Portfolio Look Like?
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Published on: Apr 23, 2025 9:00:00 AM
Most 30-year-olds are still figuring out how to budget for groceries, rent, and maybe a weekend getaway...let alone retirement. But Reinhardt is playing a different game. He’s building a portfolio designed not just for “someday,” but for living well, now and later. And it all started with how he rethought his Retirement Annuity (RA).

Step 1: Invest With a Vision, Not Just a Balance
“I don’t want to work for money forever. I want my money to eventually work for me.”

Reinhardt Profile
Reinhardt started investing while studying at university. His goal was to build financial freedom. The kind that lets him travel during retirement or enjoy a home built for living. He’s investing to buy back time and choice, enabling him to enjoy retirement for longer.

Step 2: Why He Moved His RA to EasyEquities
Reinhardt didn’t just want an RA that sat there quietly compounding. He wanted more control, less fees, and the ability to top it up. That’s why he made the switch to EasyEquities.

Retirement Wallet
Here’s what tipped the scale:
✅ 1% cashback* through the Switch for Cash campaign, which he reinvested into his RA.

✅  It simplifies managing his investments, and the fees might be lower than other platforms, which according to Reinhardt is a great return on investment itself.

✅ With the integration of his Discovery Bank app, he can manage all his investments on a single platform, allowing him to easily view, manage, and analyze his entire investment portfolio.

Step 3: A Portfolio Built for Living
Reinhardt’s investments are a mix of local blue-chip stocks, global ETFs, tech innovators, and even property through EasyProperties. He’s covered across sectors, countries, and time horizons.

Here’s what a well-rounded 30-year-old portfolio might look like:
  • Tech exposure for long-term growth (via ETFs + big players like Apple, Nvidia, Alphabet).
  • Global diversification (S&P 500 ETFs, international energy, pharma, retail).

  • South African mainstays such as banks, mining companies, and industrial stocks.

  • Fractional property investments for passive income.
  • A retirement annuity he actually understands and controls.

Here's a Quick Portfolio Check-In
  1. Does your RA offer cashback*, control, and low fees?
  2. Are your investments spread across industries, geographies, and risk levels?
  3. Can you track and tweak your portfolio with ease?
Whether you're turning 30, 65, or anywhere in between, there's no age limit to dreaming big or taking action. Whether you’re comparing retirement annuities or looking to invest globally with what you have, there’s power in starting now.

With EasyEquities, you can transfer your RA and get 1% cashback*, invest in global brands from your couch, and build a strategy that fits your life...not just your age. This is your moment to make money work for you.

RA Switch for cash extended announcement



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Any opinions, news, research, reports, analyses, prices, or other information contained within this research is provided by an external contributor as general market commentary and does not constitute investment advice for the purposes of the Financial Advisory and Intermediary Services Act, 2002. First World Trader (Pty) Ltd t/a EasyEquities (“EasyEquities”) does not warrant the correctness, accuracy, timeliness, reliability or completeness of any information (i) contained within this research and (ii) received from third party data providers. You must rely solely upon your own judgment in all aspects of your investment and/or trading decisions and all investments and/or trades are made at your own risk. EasyEquities (including any of their employees) will not accept any liability for any direct or indirect loss or damage, including without limitation, any loss of profit, which may arise directly or indirectly from use of or reliance on the market commentary. The content contained within is subject to change at any time without notice

Any opinions, news, research, reports, analyses, prices, or other information contained within this research is provided by an employee of EasyEquities an authorised FSP (FSP no 22588) as general market commentary and does not constitute investment advice for the purposes of the Financial Advisory and Intermediary Services Act, 2002. First World Trader (Pty) Ltd t/a EasyEquities (“EasyEquities”) does not warrant the correctness, accuracy, timeliness, reliability or completeness of any information (i) contained within this research and (ii) received from third party data providers. You must rely solely upon your own judgment in all aspects of your investment and/or trading decisions and all investments and/or trades are made at your own risk. EasyEquities (including any of their employees) will not accept any liability for any direct or indirect loss or damage, including without limitation, any loss of profit, which may arise directly or indirectly from use of or reliance on the market commentary. The content contained within is subject to change at any time without notice.

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